Who files bankruptcy?

* Average age: 38;

* 44% of filers are couples;

* 30% are women filing alone;

* 26% are men filing alone;

* Slightly better educated than the general population;

* Two out of three have lost a job;

* Half have experienced a serious health problem;

* Fewer than 9% have not suffered a job loss, medical event or divorce;

* Highest bankruptcy rates: Tennessee, Utah, Georgia, Alabama.

Source: The Fragile Middle Class: Americans in Debt;
Elizabeth Warren, Harvard Law School;