I feel like I’ve found  my new website’s reverse image:  meet the evil twin of SaveHomeWithBankruptcy, the mortgage banker’s Stop the Bankruptcy Cram Down.

There will be lots to write about here and on Northern California Mortgage Mods, the companion blog that Doug Jacobs and I write,  countering the mortgage banker’s view of the solution to current housing meltdown.  I wonder what sort of solutions the very people who created this crisis propose?

My discovery comes the same week it came out that the voluntary mortgage modification program touted by the last administration, Help for Homeowners, has helped a total of  exactly twenty five  homeowners!

What continues to baffle me is why the mortgage bankers have any credibility at this juncture.