Comments on: Looming California foreclosure doesn’t require bankruptcy http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm Cathy Moran on bankruptcy Tue, 06 Jan 2009 07:54:52 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Lee Matthews http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm/comment-page-1#comment-73034 Lee Matthews Tue, 11 Dec 2007 18:43:57 +0000 http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm#comment-73034 "Contrast these facts to a [HELOC] loan taken out by a borrower for other purposes, such as remodeling, business, or payment of other bills. Such a loan doesn’t fall within the anti deficiency provision because it wasn’t used to acquire the home." That may be true but a HELOC has now become a critical element in paying off a mortgage early. With a HELOC you're far better able to do what is necessary to pay that mortgage and have your home be "free and clear". You should talk with a Certified Mortgage Payoff Specialist for details... “Contrast these facts to a [HELOC] loan taken out by a borrower for other purposes, such as remodeling, business, or payment of other bills. Such a loan doesn’t fall within the anti deficiency provision because it wasn’t used to acquire the home.”

That may be true but a HELOC has now become a critical element in paying off a mortgage early. With a HELOC you’re far better able to do what is necessary to pay that mortgage and have your home be “free and clear”. You should talk with a Certified Mortgage Payoff Specialist for details…

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]]> By: Mortgage » Looming California foreclosure doesn’t require bankruptcy http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm/comment-page-1#comment-31235 Mortgage » Looming California foreclosure doesn’t require bankruptcy Mon, 24 Sep 2007 03:17:07 +0000 http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm#comment-31235 [...] Ronald wrote an interesting post today onHere’s a quick excerptCalifornia has several laws that limit what a mortgage lender can do to collect its money after the foreclosure. I was reminded of the purchase money antideficiency statute yesterday when meeting with a client who took out two loans to … [...] [...] Ronald wrote an interesting post today onHere’s a quick excerptCalifornia has several laws that limit what a mortgage lender can do to collect its money after the foreclosure. I was reminded of the purchase money antideficiency statute yesterday when meeting with a client who took out two loans to … [...]

]]> By: Foreclosure » Looming California foreclosure doesn’t require bankruptcy http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm/comment-page-1#comment-30277 Foreclosure » Looming California foreclosure doesn’t require bankruptcy Sat, 22 Sep 2007 18:36:11 +0000 http://www.moranlaw.net/blog/looming-california-foreclosure-doesnt-require-bankruptcy.htm#comment-30277 [...] Questions wrote an interesting post today onHere’s a quick excerptFor yesterday’s client, the fact that both loans on the troubled property were taken out to buy the house protects the borrower from any future collection action by either lender. This client didn’t need bankruptcy protection. … [...] [...] Questions wrote an interesting post today onHere’s a quick excerptFor yesterday’s client, the fact that both loans on the troubled property were taken out to buy the house protects the borrower from any future collection action by either lender. This client didn’t need bankruptcy protection. … [...]

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