Comments on: Chapter 13 debt limits for couples http://www.moranlaw.net/blog/chapter-13-debt-limits-for-couples.htm Cathy Moran on bankruptcy Mon, 26 Jul 2010 13:38:26 -0700 hourly 1 http://wordpress.org/?v=3.0 By: NTC http://www.moranlaw.net/blog/chapter-13-debt-limits-for-couples.htm/comment-page-1#comment-723 NTC Wed, 27 Jan 2010 05:27:42 +0000 http://www.moranlaw.net/blog/?p=357#comment-723 Cathy, Great blog! I just stumbled across it a few days ago. The Werts case is interesting. It makes logical sense (unusual for a bk case!), particularly from an administrative stand point. Do you think the fact that the Werts' initially filed as a CH7 then forced into a CH13 makes any difference? Any opinion whether that will be distinguished from an initial joint CH13 filing with debts above the limits? Aside from the additional costs/fees and twice as much work, are there any disadvantages to filing separately for the debtor? Have you had good success (pre Werts) filing individual CH13 petitions for married couples who are jointly over the debt limit but each under if filed separately? Cathy,

Great blog! I just stumbled across it a few days ago.

The Werts case is interesting. It makes logical sense (unusual for a bk case!), particularly from an administrative stand point.

Do you think the fact that the Werts’ initially filed as a CH7 then forced into a CH13 makes any difference? Any opinion whether that will be distinguished from an initial joint CH13 filing with debts above the limits?

Aside from the additional costs/fees and twice as much work, are there any disadvantages to filing separately for the debtor?

Have you had good success (pre Werts) filing individual CH13 petitions for married couples who are jointly over the debt limit but each under if filed separately?

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