I saw a promotion for savings on the TV last night. ING, bless their heart, was touting the benefits of savings.

One of my criticisms about our consumer society and the level of financial literacy in this country is the huge expenditure of time and talent to get us to spend more. There is no counter-campaign reminding us that we need money in the bank for emergencies and retirement. Media has the predictable result of skewing our thinking about money.

So, hats off to ING and the savings account.