Bankruptcy in Brief

States allowing use of bankruptcy exemptions

The following states allow the use of the federal bankruptcy exemptions found in 11 U.S.C. 522.

• Arkansas
• Connecticut
• District of Columbia
• Hawaii
• Massachusetts
• Michigan
• Minnesota
• New Jersey
• New Mexico
• Pennsylvania
• Rhode Island
• South Carolina
• Texas
• Vermont
• Washington
• Wisconsin

For states not listed here, you need to consult state law to know what property can be exempted in bankruptcy.